National Tile. Commercial and trade. We provide top quality and trendy tiles for Irish architects, interior designers and contractors.

Humm Finance

Buy Now. Pay Later

Humm Finance

Humm is a retail instalment payment plan facility as an alternative to paying with cash or credit card for tiles, wood flooring, bathrooms, accessories and tiling essentials offered by National Tile. Humm allows you to spread the cost of your purchase from €80 to €30 000 and pay it back in a flexible way. Pick your favourite products, complete a Humm application (please ensure that you are not using Internet Explorer), and Humm will assess it for you. If you are approved for finance with Humm, you can use this approval to make purchases in our showroom.

Humm charges no interest on purchases below €500, you can pay it back in 3 or 5 slices whatever suits you. On BIGGER purchases up to €30K, you can pay it back over 72 months.
You’ll have full access to a unique Humm Finance account via an online self-serve portal. You can even pay off your Humm Finance purchase early without any additional fees or charges. Apply for Humm Finance online or ask in-store and enjoy a no fuss application process and receive a credit decision in minutes!

You must meet the following criteria:

  • PPS number
  • Be at least 18 years of age.
  • Be an Irish citizen or permanent resident of Ireland.
  • Earn a minimum taxable income of €21,000 per year.
  • Have a current credit / debit card.
  • Have a good credit history.

Humm may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application. Documentation can be photographed or scanned and uploaded via the Humm website. Once all documentation is supplied you will receive a credit decision within minutes and once you are approved National Tile will be notified and your order can be completed.

Once approved you will have access to your own online humm customer portal. This will allow you to self-serve your account. You can update and/or amend details, make additional payments, change payment date and more. There are no penalties when you make extra payments or pay in full before end of term.

All fees are itemised on your payment schedule so you know exactly how much you are paying. If you miss a scheduled payment you will incur a fee of €9 per missed payment. Your application fee or upfront payment, is processed using the card details provided at time of purchase. For information and full terms and conditions visit

Make your dreams come true by paying in instalments with Humm.

National Tile Terms & Conditions

This Finance is not available in conjunction with any other discounts, items reduced to clear or during sale periods.

We will not accept returns or exchanges on items purchased with Humm Finance.

National Tile is not the Finance Provider. The Agreement is between the Customer & Humm Finance.

Any queries regarding this Agreement must be directed to Humm Finance.

A flexible way to pay

Our rates and terms are flexible depending on the amount you need.

€80 – €499.99

Pay bi-weekly or monthly

€ No interest ever

€500 – €999.99

Pay over 6 – 12 months


Pay over 24 – 60 months


Decor your home as you dream.

Buy now. Pay later.

Apply online